Fidelity Institutional Wealth Services TRADE EXECUTION CONFIRMATION
Conf. No: FIn2021n014203 | Date: December 13, 2021
Institutional Client Services | Wealth Management Platform
Post-Home Purchase Portfolio Rebuild — Q4 2021
Roth IRA Growth Add + IRA Bond Addition + Taxable Drift Correction
Client Household: Alex & Sam Chen Confirmation No.: FIn2021n014203
(HH-CHEN-001)
Advisor: Morgan Park, CFP® Confirmation Date: December 13, 2021
(ADV-PARK-001) | Clearwater
Wealth Partners
Custodian: Fidelity Institutional Wealth Services Settlement Date: December 14, 2021
(CUST-FI-001)
Decision / Ref: MtgID-2021Q4-01 — portfolio Document ID: DOC-TradeConf-2021Q4-001
rebuild post-home purchase
Meeting Ref: MtgID-2021Q4-01 Confirmation Post-Event Rebalance
Type:
IPS Version: IPS-2020 (60/35/5) — Tax Year: 2021
re-establishing targets after liquidity
event
TRADE CONTEXT & RATIONALE
Quarterly rebalance re-establishing IPS-2020 allocation targets following the Q3 home purchase down payment
(DecisionID-2021-141). Portfolio equity weight remains below 60% target after the July liquidation. Roth IRA receives growth
rebalance into small cap (Roth growth tilt per IPS placement rules). IRA1 adds core bonds to re-establish 35% fixed income
target. Small IDEIX trim in ACCT-TX01 realizes nominal long-term gain to complete 2021 cap gain realization while capturing
modestly appreciated IDEIX lots.
TRADE EXECUTION DETAIL
Trade Actio Gross Comm/ Net Notes / Lot
Account / No. Settle Security CUSIP Quantity Price
Date n Amt Fee Amount Info
Drift
correction;
blended LT
ACCT-TX01 IDEIX
12/13/202 12/14/20 45678A10 $10,200.0 ($10,200. gain
Z23n8472n91 SELL Intl Developed Equity Index 300 $34.00 $0.00
1 21 0 0 00) Basis:
Joint Taxable Brokerage Fund
Blended basis
$27.75/sh; LT
gain $1,875
EM trim;
light LT gain
ACCT-TX01 EMEIX realization
12/13/202 12/14/20 23456A10
Z23n8472n91 SELL Emerging Markets Equity 30 $29.00 $870.00 $0.00 ($870.00) Basis: Feb
1 21 0
Joint Taxable Brokerage Index Fund 2016 lot; basis
$18.00/sh; LT
gain $330
Fidelity Institutional Wealth Services | 245 Summer Street, Boston, MA 02210 | fidelityinstitutional.com
Page 1
Document Ref: DOC-TradeConf-2021Q4-001 | Household: HH-CHEN-001 | Custodian: CUST-FI-001 | Synthetic demo data only

Fidelity Institutional Wealth Services TRADE EXECUTION CONFIRMATION
Conf. No: FIn2021n014203 | Date: December 13, 2021
Institutional Client Services | Wealth Management Platform
Trade Actio Gross Comm/ Net Notes / Lot
Account / No. Settle Security CUSIP Quantity Price
Date n Amt Fee Amount Info
Muni bond
add; rebuild
ACCT-TX01
12/13/202 12/14/20 MUNIX 78901A10 fixed
Z23n8472n91 BUY 600 $10.30 $6,180.00 $0.00 $6,180.00
1 21 Municipal Bond Fund 0 allocation
Joint Taxable Brokerage
Basis: New lot
$10.30/sh
Small cap;
Roth growth
ACCT-RIRA tilt (non-taxa
12/13/202 12/14/20 USCIX 91234A10 $20,500.0 $20,500.0
Z23n8472n93 BUY 500 $41.00 $0.00 ble)
1 21 US Small Cap Index Fund 0 0 0
Alex Roth IRA Basis: IRA
new lot
$41.00/sh
Core bond
add; 35%
ACCT-IRA1 fixed target
12/13/202 12/14/20 UCBIX 34567A10
Z23n8472n92 BUY 300 $10.60 $3,180.00 $0.00 $3,180.00 rebuild
1 21 US Core Bond Index Fund 0
Alex Traditional IRA Basis: IRA
new lot
$10.60/sh
TOTAL
S
Total Purchased: $29,860.00 (cid:127) Total Sold / Redeemed: $11,070.00
SETTLEMENT SUMMARY
Description Amount Settlement Date Direction
Total Purchased (BUY orders) $29,860.00 December 14, 2021 Debit
Total Proceeds (SELL orders) $11,070.00 December 14, 2021 Credit
Net Cash Flow ($18,790.00) Debit
TAX IMPACT NOTES
ACCT-TX01 IDEIX sale (300 shares): blended basis $27.75/sh (mix of Feb 2016 and Dec 2019 lots); gain = ($34.00 - $27.75) ×
300 = $1,875 LT. EMEIX sale (30 shares): basis $18.00/sh; gain = ($29.00 - $18.00) × 30 = $330 LT. Total Q4 2021 cap gains:
~$2,205 LT. Grand total 2021 net cap gains: ~$18,500 LT (GoalID-2016-03 home purchase year). ACCT-RIRA and ACCT-IRA1
trades: non-taxable.
IMPORTANT: This Trade Execution Confirmation is a summary of executed orders processed through the Fidelity Institutional platform. All transactions are subject to
the terms and conditions of the applicable account agreement. Prices shown are execution prices; actual settlement may vary for equity securities by T+2. Tax
information is provided for planning reference only; clients should consult their tax advisor. This document is synthetic demo data generated for product demonstration
purposes and does not constitute an actual trade confirmation, investment advice, or tax advice.
Fidelity Institutional Wealth Services | 245 Summer Street, Boston, MA 02210 | fidelityinstitutional.com
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Document Ref: DOC-TradeConf-2021Q4-001 | Household: HH-CHEN-001 | Custodian: CUST-FI-001 | Synthetic demo data only
